I am sure those of you reading this will already have investments in various markets

You may have equities, wrappers, pension plans, bonds, trusts or packages from leading investment companies, often dealing through a financial advisor. Some of you will have property, usually in your own country.

Now, here is a genuine chance to invest in land or property in Bulgaria, Romania, Greece, Macedonia, Brazil and Asia.

The flow chart below represents the four main stages of life we all experience in normal circumstances. Most people have between 25 - 40 years to work, live a life, purchase property, save for your children's university studies and we all like holidays and some have holiday homes and boats. In the latter years we live on our investments and pensions, so how much do you need to retire, how many years will your retirement be?