The Minha Casa, Minha Vida (My House, My Life) campaign was announced by the Federal Government in March 2009 as one of the means of reducing the inequality gap and housing deficit in Brazil. With a governmental investment to construct 3 million houses  to be built (in partnership with the states, municipalities and private sector by 2014) and allocated to families on a means tested basis:

Households with a total income of up to 3 times the minimum wage (currently at 465 reais per month) will be permitted to access the full allowance without any insurance and notary registration costs to pay.

Households with a total income between 3 and 6 times the minimum wage can gain income supplements for loans; a discount on the cost of insurance; a 90% reduction of the notary registration cost and access to the ‘guaranteed’ fund (which will cover them in the case of unemployment, death or other specified circumstances).

Households with a total income of between 6 and 10 the minimum wage can receive lower costs of insurance, an 80% reduction of the notary registration cost and access to the ‘guaranteed’ fund;